A contract can be subrogated in any of the following three situations.
- · Death of a person. Your spouse or civil partner, descendants, adopted children, parents or siblings that have habitually lived in the residence for more than two years prior to the death. Two years of living together is not necessary for those in parental custody of the deceased, nor for the spouse or heirs.
· Transformation or merge of juridical entities.
· Separation or divorce in favour of the party who will remain in the residence according to decree or agreement.
A maximum time period of 6 months as of the causing factor is in place, thus allowing for apply to subrogation, in all cases where there is no outstanding debt in the residence where subrogation will take place or in any other residence of the new contract holder.